SmolDots

Terms & Conditions

Last updated: March 1, 2026

1. Acceptance of Terms

By accessing or using SmolDots ("the Service"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the Service.

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the modified terms.

2. Description of Service

SmolDots is a financial transaction analysis tool that helps users understand their spending by importing and categorizing bank transactions. The Service includes:

  • Transaction import from various file formats (CSV, Excel, PDF)
  • Automatic categorization of transactions
  • Spending summaries and reports
  • Entity recognition and management

3. User Accounts

To use the Service, you must create an account. You are responsible for:

  • Providing accurate and complete registration information
  • Maintaining the security of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access

4. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Upload malicious files or attempt to compromise the Service
  • Access other users' accounts or data without authorization
  • Attempt to reverse engineer or copy the Service
  • Use automated systems to access the Service beyond normal use

5. Data and Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to the collection and use of information as described in the Privacy Policy.

You retain ownership of any financial data you upload to the Service. We use this data solely to provide you with the Service's features.

6. Intellectual Property

The Service, including its original content, features, and functionality, is owned bySmolDots and is protected by international copyright, trademark, and other intellectual property laws.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not guarantee that:

  • The Service will be uninterrupted or error-free
  • All transaction categorizations will be accurate
  • The Service will meet your specific requirements

8. Limitation of Liability

SmolDots shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service. Our total liability shall not exceed the amount paid by you, if any, for the Service in the twelve months preceding the claim.

9. Termination

We may terminate or suspend your account at any time for violations of these terms. You may also delete your account at any time. Upon termination, your right to use the Service ceases immediately.

10. Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

11. Contact Information

For questions about these Terms & Conditions, please contact us at: support@smoldots.app